Montgomery Bankruptcy Attorney

Debt Solutions in Montgomery, Illinois

Bankruptcy may be your only solution. It may be the best solution. Or it may not be right for you at this time. If you are in danger of foreclosure or your creditors are hounding you, you need to explore your options … while you still have options.

The Law Office of Joseph R. Ramos, has helped many clients in Montgomery get back on financial track through Chapter 7 bankruptcy and Chapter 13 repayment plans.  Mr. Ramos personally examines your specific financial situation and explains your bankruptcy options as well as debt relief alternatives.

We understand that the prospect of filing for bankruptcy may be intimidating and embarrassing for you. We know that many people have misconceptions about bankruptcy. But we commonly hear from clients who are relieved that they took this step to financial freedom.

We have enabled families and individuals in Montgomery and throughout Kane and Kendall County to:

• Eliminate debt or spread it out over several years
• Stop the phone calls, threatening letters and lawsuits
• Save their home from foreclosure
• Prevent repossession or wage garnishment
• Sleep at night and move forward with their lives

Experienced bankruptcy lawyer Joseph R. Ramos sits down with you to determine if you are a candidate for bankruptcy (Chapter 7 or 13). If you do file, you will know up front what assets you can keep, what debt you can discharge and what the costs will be. You will have the facts about your credit and life after bankruptcy.

Relief from debt and peace of mind starts with a confidential consultation. We invite Montgomery residents to schedule an appointment at 630-896-7261 or by e-mail. The Law Office of Joseph R. Ramos is bilingual.